Adam Carroll (9m 9s):
This, this was introduced to me and, and your listeners may appreciate this, Phil, that this used to be called an Australian mortgage. And there was a lender in Australia that had created what they called, I believe, a sweep account. And the sweep account was basically your income would go into the sweep account, you would pay all of your expenses out of the sweep account, but you could borrow against it from time to time to apply towards, towards, you know, other debts, your car loan, your, your mortgage student loans, et cetera. First of all, I read an article about it, got really intrigued by it, went and found a couple of books on the topic and then realized this, this could be done here.